[Remote] ORM Lead Business Insights Specialist, Stress Testing & Scenario Analysis

Note: The job is a remote job and is open to candidates in USA. TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. The ORM Lead Business Insights Specialist, Stress Testing & Scenario Analysis will lead ORM’s stress testing and scenario analysis program, providing analytical support and insights to drive business growth and value while ensuring compliance with regulatory requirements.

Responsibilities

• Lead the end-to-end delivery of the ORM Stress Testing Program, ensuring all regulatory requirements for operational risk losses and capital are met within required timelines
• Manage the execution of US Regulatory: Dodd-Frank Act Stress Testing (DFAST) and Comprehensive Capital Analysis and Review (CCAR)
• Manage the execution of Canadian Regulatory: OSFI Macro Stress Test (MST)
• Manage the execution of Internal: Annual Enterprise-wide Stress Test (EWST) and ad-hoc requests
• Lead the development and implementation of the Scenario Analysis program, ensuring alignment with enterprise standards and regulatory requirements
• Aid in the development and execution of the methodology, procedures, and documentation for operational risk stress testing programs
• Partner extensively with key stakeholders to ensure program success, including Model Development and Model Validation, ORM Internal Loss Event Data team, Enterprise Capital Stress Testing, US CCAR Governance team, Finance, Regulators, and External Consultants
• Utilize Python to handle large datasets and apply modeling techniques such as Loss Distribution Approach (LDA), Regression Modeling, and Scenario Analysis to forecast losses
• Design and deploy Power Automate flows to streamline data collection from stakeholders (e.g., Scenario Analysis workshops) and automate approval workflows
• Build and maintain Power BI dashboards to visualize stress test results and scenario impacts for senior management and the US CCAR Governance team

Skills

• Ability to execute advanced quantitative modeling along with managing high-stakes regulatory governance
• Acts as an advisor to business leaders and stakeholders
• Provides comprehensive analytical support, interpretation of complex data, BI or analytics outcomes to generate multidimensional insights that drive business growth and value
• Works in partnership with business leaders to present or generate appropriate insights including the delivery of supporting collateral and/or presentations
• Generally accountable for a significant business or area that has cross business or enterprise-wide impact or accountability
• Enterprise domain/functional and deep specialized knowledge at the enterprise, business, regulatory and industry levels
• Undertakes and completes a variety of complex initiatives requiring seasoned specialist knowledge and/or the integration of cross functional processes
• Typically deals with senior/executive management
• Focuses on longer-range planning for functional area (e.g. 12 months or greater)
• May manage and prioritize multiple projects at a given time
• May interact with any hierarchy level up to executive leaders and external vendors
• Lead the end-to-end delivery of the ORM Stress Testing Program, ensuring all regulatory requirements for operational risk losses and capital are met within required timelines
• Manage the execution of US Regulatory: Dodd-Frank Act Stress Testing (DFAST) and Comprehensive Capital Analysis and Review (CCAR)
• Manage the execution of Canadian Regulatory: OSFI Macro Stress Test (MST)
• Manage the execution of Internal: Annual Enterprise-wide Stress Test (EWST) and ad-hoc requests
• Lead the development and implementation of the Scenario Analysis program, ensuring alignment with enterprise standards and regulatory requirements
• Aid in the development and execution of the methodology, procedures, and documentation for operational risk stress testing programs
• Partner extensively with key stakeholders to ensure program success, including Model Development and Model Validation, ORM Internal Loss Event Data team, Enterprise Capital Stress Testing, US CCAR Governance team, Finance, Regulators, and External Consultants
• Utilize Python to handle large datasets and apply modeling techniques such as Loss Distribution Approach (LDA), Regression Modeling, and Scenario Analysis to forecast losses
• Design and deploy Power Automate flows to streamline data collection from stakeholders (e.g., Scenario Analysis workshops) and automate approval workflows
• Build and maintain Power BI dashboards to visualize stress test results and scenario impacts for senior management and the US CCAR Governance team
• 5+ years of experience in stress testing (CCAR/DFAST), operational risk modeling, or capital planning
• Experience with OSFI (Canada) regulatory requirements is a strong asset, in addition to US Fed requirements
• Master's degree in a quantitative discipline (Finance, Statistics, Economics, Data Science)
• Proficient in data manipulation (Pandas) and statistical modeling
• Advanced skills in Power BI (reporting) and Power Automate (workflow optimization)
• Deep understanding of operational risk capital methodologies (LDA, Monte Carlo, Frequency/Severity modeling)
• Proven ability to manage regulatory relationships and defend methodologies to Model Validation and Audit
• Strong leadership skills to oversee a focused team of professionals

Benefits

• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition

Company Overview

• The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD). It was founded in 1852, and is headquartered in Wilmington, Delaware, USA, with a workforce of 10001+ employees. Its website is https://www.td.com.

Company H1B Sponsorship

• TD has a track record of offering H1B sponsorships, with 1 in 2022, 6 in 2020. Please note that this does not guarantee sponsorship for this specific role.