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Role Description

The Claims Coverage Specialist is a technical resource on the Hagerty Claims Legal team who conducts legal research and assists the Hagerty Claims team with providing accurate and consistent application of policy coverages among all jurisdictions. As a Claims Coverage Specialist, you will play a critical role in providing advice to assist the Claims team with the resolution of insurance claims by analyzing coverage, identifying risks, and supporting the Claims team in making informed decisions. This role requires strong analytical skills, attention to detail, and the ability to collaborate effectively across teams.

Coverage Analysis:
Review and interpret insurance policies to provide advice to the Claims team regarding coverage and liability issues.
Provide clear, well-reasoned coverage recommendations to claim adjusters and leadership.
Support the Claims team by preparing written communications that explain coverage issues.
Provide claim adjusters with assistance drafting clear, professional correspondence to communicate coverage positions and decisions to policyholders and other stakeholders.
Contribute to the review and updating of policy language to ensure accuracy, compliance, and clarity.
Stay current on emerging coverage issues, regulatory changes, and industry trends.
Share knowledge and resources with the team.
Provide guidance and training to claims staff on coverage matters and best practices.
Risk Awareness:
Identify potential risks and recommend strategies to mitigate exposure.
Support cross-functional initiatives, respond to legal or regulatory inquiries, and assist with projects requiring coverage expertise.

Qualifications

Juris Doctor and admission to at least one state bar
Minimum of 3+ years in insurance claims, coverage analysis, or related legal/industry work
Auto or casualty insurance experience is a plus

Requirements

Strong analytical and problem-solving abilities
Excellent written and verbal communication skills
Comfortable working on multiple priorities in a collaborative environment
Familiarity with insurance coverage principles, claims processes, and regulatory requirements
Litigation or dispute resolution experience is a plus
Excellent judgment (common sense) and business instincts
Ability to collaborate with employees at all levels across the enterprise and in team settings
Self-managed, self-motivated, and ability to work both independently and as part of a team on assigned tasks
Highest levels of personal and professional integrity
Ability to effectively prioritize and execute tasks in a fast-paced environment
Proven experience in interfacing with executive teams, business management, and external law firms

Benefits

This position may require occasional travel to attend industry conferences or training sessions
This position is open to U.S. remote work

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[Hiring] Claims Coverage Specialist @Hagerty Insurance Agency, LLC